{"url":"https://etfiq.com/compare/any/tlt-vs-tmf","section":"compare","title":"TLT vs TMF: ETF Differences, Returns & Fees | ETFIQ","description":"TLT vs TMF to Oct 28, 2026: one-year total return \u22127.9% against \u221231.3%, expense ratio 0.15% against 0.90%. One bond ETF and one leveraged ETF.","as_of":"Oct 28, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Are TLT and TMF in the same category?","acceptedAnswer":{"@type":"Answer","text":"TLT is a bond ETF and TMF is a leveraged ETF, so they do different jobs. The table compares what both publish: return, cost and holdings."}},{"@type":"Question","name":"Which returned more over the last year, TLT or TMF?","acceptedAnswer":{"@type":"Answer","text":"In the year to Oct 28, 2026, with distributions reinvested, TLT returned \u22127.9% and TMF \u221231.3%."}},{"@type":"Question","name":"Which is cheaper, TLT or TMF?","acceptedAnswer":{"@type":"Answer","text":"TLT is cheaper, by 0.75 percentage points a year. That is about $75 on $10,000 held for a year. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"TLT vs TMF","item":"https://etfiq.com/compare/any/tlt-vs-tmf"}]},{"@type":"WebPage","name":"TLT vs TMF: ETF Differences, Returns & Fees","description":"TLT vs TMF to Oct 28, 2026: one-year total return \u22127.9% against \u221231.3%, expense ratio 0.15% against 0.90%. One bond ETF and one leveraged ETF.","url":"https://etfiq.com/compare/any/tlt-vs-tmf","dateModified":"2026-10-28","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of TLT and TMF","description":"TLT vs TMF to Oct 28, 2026: one-year total return \u22127.9% against \u221231.3%, expense ratio 0.15% against 0.90%. One bond ETF and one leveraged ETF.","dateModified":"2026-10-28","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/tlt-vs-tmf","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"TLT vs TMF","item":"https://etfiq.com/compare/any/tlt-vs-tmf"}]},{"@type":"WebPage","name":"TLT vs TMF: ETF Differences, Returns & Fees","description":"TLT vs TMF to Oct 28, 2026: one-year total return \u22127.9% against \u221231.3%, expense ratio 0.15% against 0.90%. One bond ETF and one leveraged ETF.","url":"https://etfiq.com/compare/any/tlt-vs-tmf","dateModified":"2026-10-28","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":4362,"truncated":true,"content":"ETFIQ / Compare ETFs / TLT vs TMF \n \n Data as of Oct 28, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n TLT vs TMF: Differences, Returns & Fees\n Over the year to Oct 28, 2026, TLT returned \u22127.9% to TMF's \u221231.3%, and TLT charges 0.15% to TMF's 0.90%.\n Copy this for sharing \n TLT costs 0.75 points a year less; their one-year returns differ by 23.4 points; TLT is far larger, $47.4bn against $2.0bn.\n TLT and TMF at a glance. As of Oct 28, 2026. Source: ETFIQ. TLT TMF \n Expense ratio 0.15% 0.90% \n Net assets, as of Oct 27, 2026 $47.4bn $2.0bn \n Total return, 1 year \u22127.9% \u221231.3% \n What it tracks IC","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, TLT against TMF, data as of Oct 28, 2026. https://etfiq.com/compare/any/tlt-vs-tmf","a":{"ticker":"TLT","name":"iShares 20+ Year Treasury Bond ETF","issuer":"iShares","desk":"core","as_of":"2026-10-28","verdict":"TLT tracks an index of 20+ year Treasuries and returned \u22127.9% over the past year.","url":"https://etfiq.com/funds/tlt","key_facts":[{"label":"Total return, 1 year","value":"\u22127.9%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.15%","as_of":"2026-06-18","source":"485BPOS XBRL, Jun 18, 2026"},{"label":"Holdings","value":"47","as_of":"2026-10-27","source":"the issuer\u2019s daily holdings file"},{"label":"Below its high","value":"\u221242.6%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"4.2%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid monthly), ex-date Oct 1, 2026","value":"$0.3116","as_of":"2026-10-01","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$47.4bn","as_of":"2026-10-27","source":"the issuer\u2019s own daily fund list, as of Oct 27, 2026"}]},"b":{"ticker":"TMF","name":"Direxion Daily 20+ Year Treasury Bull 3X ETF","issuer":"Direxion","desk":"leverage","as_of":"2026-10-28","verdict":"Over the three months to Oct 28, 2026, TMF lost 6.5%, against \u22124.0% for three times TLT's daily moves.","url":"https://etfiq.com/funds/tmf","key_facts":[{"label":"What TLT did","value":"\u22121.1%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"What 3 times a day gives","value":"\u22124.0%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"What the fund returned","value":"\u22126.5%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Gap to 3 times a day","value":"\u22122.5 pts","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"12-month yield, capital gains included, on its starting price","value":"3.2%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid quarterly), ex-date Sep 22, 2026","value":"$0.3506","as_of":"2026-09-22","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$2.0bn","as_of":"2026-10-27","source":"issuer page, as of Oct 27, 2026"},{"label":"Expense ratio","value":"0.90%","as_of":"2026-03-03","source":"497 XBRL, Mar 3, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/any/tlt-vs-tmf"}