{"url":"https://etfiq.com/compare/any/spy-vs-xspi","section":"compare","title":"SPY vs XSPI: ETF Returns, Fees and Overlap | ETFIQ","description":"SPY vs XSPI to Oct 28, 2026: expense ratio 0.09% against 0.98%. SPDR S&P 500 ETF Trust against NEOS Boosted S&P 500 High Income ETF.","as_of":"Oct 28, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Are SPY and XSPI in the same category?","acceptedAnswer":{"@type":"Answer","text":"SPY is a stock ETF and XSPI is an option-income ETF, so they do different jobs. The table compares what both publish: return, cost and holdings."}},{"@type":"Question","name":"Which is cheaper, SPY or XSPI?","acceptedAnswer":{"@type":"Answer","text":"SPY is cheaper, by 0.89 percentage points a year. That is about $89 on $10,000 held for a year. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"SPY vs XSPI","item":"https://etfiq.com/compare/any/spy-vs-xspi"}]},{"@type":"WebPage","name":"SPY vs XSPI: ETF Returns, Fees and Overlap","description":"SPY vs XSPI to Oct 28, 2026: expense ratio 0.09% against 0.98%. SPDR S&P 500 ETF Trust against NEOS Boosted S&P 500 High Income ETF.","url":"https://etfiq.com/compare/any/spy-vs-xspi","dateModified":"2026-10-28","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of SPY and XSPI","description":"SPY vs XSPI to Oct 28, 2026: expense ratio 0.09% against 0.98%. SPDR S&P 500 ETF Trust against NEOS Boosted S&P 500 High Income ETF.","dateModified":"2026-10-28","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/spy-vs-xspi","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"SPY vs XSPI","item":"https://etfiq.com/compare/any/spy-vs-xspi"}]},{"@type":"WebPage","name":"SPY vs XSPI: ETF Returns, Fees and Overlap","description":"SPY vs XSPI to Oct 28, 2026: expense ratio 0.09% against 0.98%. SPDR S&P 500 ETF Trust against NEOS Boosted S&P 500 High Income ETF.","url":"https://etfiq.com/compare/any/spy-vs-xspi","dateModified":"2026-10-28","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":5115,"truncated":true,"content":"ETFIQ / Compare ETFs / SPY vs XSPI \n \n Data as of Oct 28, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n SPY vs XSPI: Differences, Returns & Fees\n SPY and XSPI are measured over different days, and SPY charges 0.09% to XSPI's 0.98%.\n Copy this for sharing \n SPY costs 0.89 points a year less; SPY is far larger, $814.8bn against $140m.\n SPY and XSPI at a glance. As of Oct 28, 2026. Source: ETFIQ. SPY XSPI \n Expense ratio 0.09% 0.98% \n Net assets, as of Oct 27, 2026 $814.8bn $140m \n Total return, 1 year +13.6% not published \n What it tracks S&P 500 Index Benchmark: S&P 500, measured through SPY ","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, SPY against XSPI, data as of Oct 28, 2026. https://etfiq.com/compare/any/spy-vs-xspi","a":{"ticker":"SPY","name":"SPDR S&P 500 ETF Trust","issuer":"State Street","desk":"core","as_of":"2026-10-28","verdict":"SPY tracks the S&P 500 and returned +13.6% over the past year.","url":"https://etfiq.com/funds/spy","key_facts":[{"label":"Total return, 1 year","value":"+13.6%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.09%","as_of":"2026-01-26","source":"485BPOS, Jan 26, 2026"},{"label":"Holdings","value":"504","as_of":"2026-10-27","source":"the issuer\u2019s daily holdings file"},{"label":"Below its high","value":"\u22120.9%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"1.1%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid quarterly), ex-date Sep 18, 2026","value":"$1.8888","as_of":"2026-09-18","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$814.8bn","as_of":"2026-10-27","source":"the issuer\u2019s own daily fund list, as of Oct 27, 2026"}]},"b":{"ticker":"XSPI","name":"NEOS Boosted S&P 500 High Income ETF","issuer":"NEOS","desk":"income","as_of":"2026-10-28","verdict":"Since launch in Feb 2026, XSPI paid 12.6% in cash and returned 13.9% in total, against 12.9% for SPY.","url":"https://etfiq.com/funds/xspi","key_facts":[{"label":"Cash paid, since launch, on its starting price","value":"12.6%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Total return, since launch","value":"+13.9%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Against SPY","value":"+1.0 pts","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Return of capital, latest payout (NEOS estimate)","value":"98.0%","as_of":"2026-10-28","source":"NEOS estimate"},{"label":"Last payment (paid monthly), ex-date Oct 7, 2026","value":"$0.7063","as_of":"2026-10-07","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$140m","as_of":"2026-10-27","source":"issuer page, as of Oct 27, 2026"},{"label":"Expense ratio","value":"0.98%","as_of":"2026-01-28","source":"485BPOS XBRL, Jan 28, 2026"}]},"overlap_pct":95,"full_text_at":"https://etfiq.com/compare/any/spy-vs-xspi"}