{"url":"https://etfiq.com/compare/any/schd-vs-xlk","section":"compare","title":"SCHD vs XLK: ETF Returns, Fees and Overlap | ETFIQ","description":"SCHD vs XLK to Oct 28, 2026: one-year total return +34.5% against +27.1%, expense ratio 0.06% against 0.08%. 4% of their weight is in the same names.","as_of":"Oct 28, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which returned more over the last year, SCHD or XLK?","acceptedAnswer":{"@type":"Answer","text":"In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and XLK +27.1%."}},{"@type":"Question","name":"Which is cheaper, SCHD or XLK?","acceptedAnswer":{"@type":"Answer","text":"SCHD is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus."}},{"@type":"Question","name":"How much do SCHD and XLK overlap with the S&P 500?","acceptedAnswer":{"@type":"Answer","text":"By their latest filed holdings, 95% of SCHD and 100% of XLK by weight is stocks the S&P 500 already holds."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"SCHD vs XLK","item":"https://etfiq.com/compare/any/schd-vs-xlk"}]},{"@type":"WebPage","name":"SCHD vs XLK: ETF Returns, Fees and Overlap","description":"SCHD vs XLK to Oct 28, 2026: one-year total return +34.5% against +27.1%, expense ratio 0.06% against 0.08%. 4% of their weight is in the same names.","url":"https://etfiq.com/compare/any/schd-vs-xlk","dateModified":"2026-10-28","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of SCHD and XLK","description":"SCHD vs XLK to Oct 28, 2026: one-year total return +34.5% against +27.1%, expense ratio 0.06% against 0.08%. 4% of their weight is in the same names.","dateModified":"2026-10-28","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/schd-vs-xlk","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"SCHD vs XLK","item":"https://etfiq.com/compare/any/schd-vs-xlk"}]},{"@type":"WebPage","name":"SCHD vs XLK: ETF Returns, Fees and Overlap","description":"SCHD vs XLK to Oct 28, 2026: one-year total return +34.5% against +27.1%, expense ratio 0.06% against 0.08%. 4% of their weight is in the same names.","url":"https://etfiq.com/compare/any/schd-vs-xlk","dateModified":"2026-10-28","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":5163,"truncated":true,"content":"ETFIQ / Compare ETFs / SCHD vs XLK \n \n Data as of Oct 28, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n SCHD vs XLK: Differences, Returns & Fees\n Over the year to Oct 28, 2026, SCHD returned +34.5% to XLK's +27.1%; 4% of their weight is in the same names.\n Copy this for sharing \n SCHD costs 0.02 points a year less; their one-year returns differ by 7.4 points.\n SCHD and XLK at a glance. As of Oct 28, 2026. Source: ETFIQ. SCHD XLK \n Expense ratio 0.06% 0.08% \n Net assets, SCHD as of Aug 31, 2026 and XLK as of Oct 27, 2026 $112.3bn $125.0bn \n Total return, 1 year +34.5% +27.1% \n What it tracks ","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, SCHD against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-xlk","a":{"ticker":"SCHD","name":"Schwab U.S. Dividend Equity ETF","issuer":"Schwab","desk":"core","as_of":"2026-10-28","verdict":"SCHD tracks an index of US dividend and returned +34.5% over the past year.","url":"https://etfiq.com/funds/schd","key_facts":[{"label":"Total return, 1 year","value":"+34.5%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.06%","as_of":"2025-12-22","source":"485BPOS XBRL, Dec 22, 2025"},{"label":"Holdings","value":"99","as_of":"2026-08-31","source":"its SEC filing (Form N-PORT)"},{"label":"Below its high","value":"\u22120.9%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"3.9%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid quarterly), ex-date Sep 23, 2026","value":"$0.2665","as_of":"2026-09-23","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$112.3bn","as_of":"2026-08-31","source":"SEC filing, whole fund, as filed for Aug 31, 2026"}]},"b":{"ticker":"XLK","name":"State Street Technology Select Sector SPDR ETF","issuer":"State Street","desk":"core","as_of":"2026-10-28","verdict":"XLK tracks an index of Technology and returned +27.1% over the past year.","url":"https://etfiq.com/funds/xlk","key_facts":[{"label":"Total return, 1 year","value":"+27.1%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.08%","as_of":"2026-01-28","source":"485BPOS XBRL, Jan 28, 2026"},{"label":"Holdings","value":"76","as_of":"2026-10-27","source":"the issuer\u2019s daily holdings file"},{"label":"Below its high","value":"\u22125.4%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"0.6%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid quarterly), ex-date Sep 21, 2026","value":"$0.2207","as_of":"2026-09-21","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$125.0bn","as_of":"2026-10-27","source":"the issuer\u2019s own daily fund list, as of Oct 27, 2026"}]},"overlap_pct":4,"full_text_at":"https://etfiq.com/compare/any/schd-vs-xlk"}