{"url":"https://etfiq.com/compare/any/msfo-vs-spy","section":"compare","title":"MSFO vs SPY: ETF Returns, Fees and Overlap | ETFIQ","description":"MSFO vs SPY to Oct 28, 2026: one-year total return +0.2% against +13.6%, expense ratio 1.03% against 0.09%. One option-income ETF and one stock ETF.","as_of":"Oct 28, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Are MSFO and SPY in the same category?","acceptedAnswer":{"@type":"Answer","text":"MSFO is an option-income ETF and SPY is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings."}},{"@type":"Question","name":"Which returned more over the last year, MSFO or SPY?","acceptedAnswer":{"@type":"Answer","text":"In the year to Oct 28, 2026, with distributions reinvested, MSFO returned +0.2% and SPY +13.6%."}},{"@type":"Question","name":"Which is cheaper, MSFO or SPY?","acceptedAnswer":{"@type":"Answer","text":"SPY is cheaper, by 0.94 percentage points a year. That is about $94 on $10,000 held for a year. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"MSFO vs SPY","item":"https://etfiq.com/compare/any/msfo-vs-spy"}]},{"@type":"WebPage","name":"MSFO vs SPY: ETF Returns, Fees and Overlap","description":"MSFO vs SPY to Oct 28, 2026: one-year total return +0.2% against +13.6%, expense ratio 1.03% against 0.09%. One option-income ETF and one stock ETF.","url":"https://etfiq.com/compare/any/msfo-vs-spy","dateModified":"2026-10-28","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of MSFO and SPY","description":"MSFO vs SPY to Oct 28, 2026: one-year total return +0.2% against +13.6%, expense ratio 1.03% against 0.09%. One option-income ETF and one stock ETF.","dateModified":"2026-10-28","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/msfo-vs-spy","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"MSFO vs SPY","item":"https://etfiq.com/compare/any/msfo-vs-spy"}]},{"@type":"WebPage","name":"MSFO vs SPY: ETF Returns, Fees and Overlap","description":"MSFO vs SPY to Oct 28, 2026: one-year total return +0.2% against +13.6%, expense ratio 1.03% against 0.09%. One option-income ETF and one stock ETF.","url":"https://etfiq.com/compare/any/msfo-vs-spy","dateModified":"2026-10-28","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":5130,"truncated":true,"content":"ETFIQ / Compare ETFs / MSFO vs SPY \n \n Data as of Oct 28, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n MSFO vs SPY: Differences, Returns & Fees\n Over the year to Oct 28, 2026, MSFO returned +0.2% to SPY's +13.6%, and SPY charges 0.09% to MSFO's 1.03%.\n Copy this for sharing \n SPY costs 0.94 points a year less; their one-year returns differ by 13.4 points; SPY is far larger, $814.8bn against $100m.\n MSFO and SPY at a glance. As of Oct 28, 2026. Source: ETFIQ. MSFO SPY \n Expense ratio 1.03% 0.09% \n Net assets, as of Oct 27, 2026 $100m $814.8bn \n Total return, 1 year +0.2% +13.6% \n What it tra","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, MSFO against SPY, data as of Oct 28, 2026. https://etfiq.com/compare/any/msfo-vs-spy","a":{"ticker":"MSFO","name":"YieldMax MSFT Option Income Strategy ETF","issuer":"YieldMax","desk":"income","as_of":"2026-10-28","verdict":"Over the year to Oct 28, 2026, MSFO paid 26.1% in cash and returned 0.2% in total, against \u22121.2% for MSFT.","url":"https://etfiq.com/funds/msfo","key_facts":[{"label":"Cash paid, 1 year, on its starting price","value":"26.1%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Total return, 1 year","value":"+0.2%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Against MSFT","value":"+1.4 pts","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Return of capital, latest payout (YieldMax estimate)","value":"88.9%","as_of":"2026-10-28","source":"YieldMax estimate"},{"label":"Last payment (paid weekly), ex-date Oct 22, 2026","value":"$0.0815","as_of":"2026-10-22","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$100m","as_of":"2026-10-27","source":"issuer page, as of Oct 27, 2026"},{"label":"Expense ratio","value":"1.03%","as_of":"2026-02-24","source":"485BPOS XBRL, Feb 24, 2026"}]},"b":{"ticker":"SPY","name":"SPDR S&P 500 ETF Trust","issuer":"State Street","desk":"core","as_of":"2026-10-28","verdict":"SPY tracks the S&P 500 and returned +13.6% over the past year.","url":"https://etfiq.com/funds/spy","key_facts":[{"label":"Total return, 1 year","value":"+13.6%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.09%","as_of":"2026-01-26","source":"485BPOS, Jan 26, 2026"},{"label":"Holdings","value":"504","as_of":"2026-10-27","source":"the issuer\u2019s daily holdings file"},{"label":"Below its high","value":"\u22120.9%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"1.1%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid quarterly), ex-date Sep 18, 2026","value":"$1.8888","as_of":"2026-09-18","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$814.8bn","as_of":"2026-10-27","source":"the issuer\u2019s own daily fund list, as of Oct 27, 2026"}]},"overlap_pct":0,"full_text_at":"https://etfiq.com/compare/any/msfo-vs-spy"}