{"url":"https://etfiq.com/compare/any/msfo-vs-schd","section":"compare","title":"MSFO vs SCHD: ETF Returns, Fees and Overlap | ETFIQ","description":"MSFO vs SCHD to Oct 28, 2026: one-year total return +0.2% against +34.5%, expense ratio 1.03% against 0.06%. One option-income ETF and one stock ETF.","as_of":"Oct 28, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Are MSFO and SCHD in the same category?","acceptedAnswer":{"@type":"Answer","text":"MSFO is an option-income ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings."}},{"@type":"Question","name":"Which returned more over the last year, MSFO or SCHD?","acceptedAnswer":{"@type":"Answer","text":"In the year to Oct 28, 2026, with distributions reinvested, MSFO returned +0.2% and SCHD +34.5%."}},{"@type":"Question","name":"Which is cheaper, MSFO or SCHD?","acceptedAnswer":{"@type":"Answer","text":"SCHD is cheaper, by 0.97 percentage points a year. That is about $97 on $10,000 held for a year. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"MSFO vs SCHD","item":"https://etfiq.com/compare/any/msfo-vs-schd"}]},{"@type":"WebPage","name":"MSFO vs SCHD: ETF Returns, Fees and Overlap","description":"MSFO vs SCHD to Oct 28, 2026: one-year total return +0.2% against +34.5%, expense ratio 1.03% against 0.06%. One option-income ETF and one stock ETF.","url":"https://etfiq.com/compare/any/msfo-vs-schd","dateModified":"2026-10-28","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of MSFO and SCHD","description":"MSFO vs SCHD to Oct 28, 2026: one-year total return +0.2% against +34.5%, expense ratio 1.03% against 0.06%. One option-income ETF and one stock ETF.","dateModified":"2026-10-28","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/msfo-vs-schd","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"MSFO vs SCHD","item":"https://etfiq.com/compare/any/msfo-vs-schd"}]},{"@type":"WebPage","name":"MSFO vs SCHD: ETF Returns, Fees and Overlap","description":"MSFO vs SCHD to Oct 28, 2026: one-year total return +0.2% against +34.5%, expense ratio 1.03% against 0.06%. One option-income ETF and one stock ETF.","url":"https://etfiq.com/compare/any/msfo-vs-schd","dateModified":"2026-10-28","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":5224,"truncated":true,"content":"ETFIQ / Compare ETFs / MSFO vs SCHD \n \n Data as of Oct 28, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n MSFO vs SCHD: Differences, Returns & Fees\n Over the year to Oct 28, 2026, MSFO returned +0.2% to SCHD's +34.5%, and SCHD charges 0.06% to MSFO's 1.03%.\n Copy this for sharing \n SCHD costs 0.97 points a year less; their one-year returns differ by 34.3 points.\n MSFO and SCHD at a glance. As of Oct 28, 2026. Source: ETFIQ. MSFO SCHD \n Expense ratio 1.03% 0.06% \n Net assets, MSFO as of Oct 27, 2026 and SCHD as of Aug 31, 2026 $100m $112.3bn \n Total return, 1 year +0.2% +34.5% \n What it tracks","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, MSFO against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/msfo-vs-schd","a":{"ticker":"MSFO","name":"YieldMax MSFT Option Income Strategy ETF","issuer":"YieldMax","desk":"income","as_of":"2026-10-28","verdict":"Over the year to Oct 28, 2026, MSFO paid 26.1% in cash and returned 0.2% in total, against \u22121.2% for MSFT.","url":"https://etfiq.com/funds/msfo","key_facts":[{"label":"Cash paid, 1 year, on its starting price","value":"26.1%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Total return, 1 year","value":"+0.2%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Against MSFT","value":"+1.4 pts","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Return of capital, latest payout (YieldMax estimate)","value":"88.9%","as_of":"2026-10-28","source":"YieldMax estimate"},{"label":"Last payment (paid weekly), ex-date Oct 22, 2026","value":"$0.0815","as_of":"2026-10-22","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$100m","as_of":"2026-10-27","source":"issuer page, as of Oct 27, 2026"},{"label":"Expense ratio","value":"1.03%","as_of":"2026-02-24","source":"485BPOS XBRL, Feb 24, 2026"}]},"b":{"ticker":"SCHD","name":"Schwab U.S. Dividend Equity ETF","issuer":"Schwab","desk":"core","as_of":"2026-10-28","verdict":"SCHD tracks an index of US dividend and returned +34.5% over the past year.","url":"https://etfiq.com/funds/schd","key_facts":[{"label":"Total return, 1 year","value":"+34.5%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.06%","as_of":"2025-12-22","source":"485BPOS XBRL, Dec 22, 2025"},{"label":"Holdings","value":"99","as_of":"2026-08-31","source":"its SEC filing (Form N-PORT)"},{"label":"Below its high","value":"\u22120.9%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"3.9%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid quarterly), ex-date Sep 23, 2026","value":"$0.2665","as_of":"2026-09-23","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$112.3bn","as_of":"2026-08-31","source":"SEC filing, whole fund, as filed for Aug 31, 2026"}]},"overlap_pct":0,"full_text_at":"https://etfiq.com/compare/any/msfo-vs-schd"}