{"url":"https://etfiq.com/compare/any/fina-vs-oef","section":"compare","title":"FINA vs OEF: Differences, Returns & Fees | ETFIQ","description":"FINA and OEF side by side to Oct 9, 2026: expense ratio 0.09% against 0.20%. Fidelity MSCI North American Subset Index ETF against iShares S&P 100 ETF.","as_of":"Oct 9, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which is cheaper, FINA or OEF?","acceptedAnswer":{"@type":"Answer","text":"FINA is cheaper, by 0.11 percentage points a year. That is about $11 on $10,000 held for a year. Fees come from each fund's prospectus."}},{"@type":"Question","name":"How much do FINA and OEF overlap with the S&P 500?","acceptedAnswer":{"@type":"Answer","text":"By their latest filed holdings, 94% of FINA and 100% of OEF by weight is stocks the S&P 500 already holds."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"FINA vs OEF","item":"https://etfiq.com/compare/any/fina-vs-oef"}]},{"@type":"WebPage","name":"FINA vs OEF: Differences, Returns & Fees","description":"FINA and OEF side by side to Oct 9, 2026: expense ratio 0.09% against 0.20%. Fidelity MSCI North American Subset Index ETF against iShares S&P 100 ETF.","url":"https://etfiq.com/compare/any/fina-vs-oef","dateModified":"2026-10-09","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of FINA and OEF","description":"FINA and OEF side by side to Oct 9, 2026: expense ratio 0.09% against 0.20%. Fidelity MSCI North American Subset Index ETF against iShares S&P 100 ETF.","dateModified":"2026-10-09","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/fina-vs-oef","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"FINA vs OEF","item":"https://etfiq.com/compare/any/fina-vs-oef"}]},{"@type":"WebPage","name":"FINA vs OEF: Differences, Returns & Fees","description":"FINA and OEF side by side to Oct 9, 2026: expense ratio 0.09% against 0.20%. Fidelity MSCI North American Subset Index ETF against iShares S&P 100 ETF.","url":"https://etfiq.com/compare/any/fina-vs-oef","dateModified":"2026-10-09","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":4806,"truncated":true,"content":"ETFIQ / Compare ETFs / FINA vs OEF \n \n Data as of Oct 9, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n FINA vs OEF: Differences, Returns & Fees\n FINA and OEF hold 61% of their weight in the same names.\n Copy this for sharing \n FINA costs 0.11 points a year less; OEF is 9.6 times larger.\n FINA and OEF at a glance. As of Oct 9, 2026. Source: ETFIQ. FINA OEF \n Expense ratio 0.09% 0.20% \n Net assets, as of Sep 30, 2026 $2.1bn $20.4bn \n Total return, 1 year not published +16.8% \n What it tracks not published S&P 100 \n Holdings in common 61% \n Holdings in common uses holdings dated Jul 31, 2026 an","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, FINA against OEF, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-oef","a":{"ticker":"FINA","name":"Fidelity MSCI North American Subset Index ETF","issuer":"Fidelity","desk":"core","as_of":"2026-10-09","verdict":"FINA returned +3.9% since it first traded on Jul 9, 2026.","url":"https://etfiq.com/funds/fina","key_facts":[{"label":"Total return, since launch, Jul 9, 2026","value":"+3.9%","as_of":"2026-10-09","source":null},{"label":"Expense ratio","value":"0.09%","as_of":"2026-10-09","source":null},{"label":"Holdings","value":"274","as_of":"2026-10-09","source":null},{"label":"Below its high","value":"\u22120.1%","as_of":"2026-10-09","source":null},{"label":"Last payment, ex-date Sep 18, 2026","value":"$0.043","as_of":"2026-10-09","source":null},{"label":"Net assets","value":"$2.1bn","as_of":"2026-10-09","source":"the issuer\u2019s own figure for this ETF, month end, as of Sep 30, 2026"}]},"b":{"ticker":"OEF","name":"iShares S&P 100 ETF","issuer":"iShares","desk":"core","as_of":"2026-10-09","verdict":"OEF tracks an index and returned +16.8% over the past year.","url":"https://etfiq.com/funds/oef","key_facts":[{"label":"Total return, 1 year","value":"+16.8%","as_of":"2026-10-09","source":null},{"label":"Expense ratio","value":"0.20%","as_of":"2026-10-09","source":null},{"label":"Holdings","value":"102","as_of":"2026-10-09","source":null},{"label":"Below its high","value":"\u22120.1%","as_of":"2026-10-09","source":null},{"label":"12-month yield: cash paid, 1 year, on its starting price","value":"1.0%","as_of":"2026-10-09","source":null},{"label":"Last payment (paid quarterly), ex-date Sep 15, 2026","value":"$0.7628","as_of":"2026-10-09","source":null},{"label":"Net assets","value":"$20.8bn","as_of":"2026-10-09","source":"the issuer\u2019s own daily fund list, as of Oct 9, 2026"}]},"overlap_pct":61,"full_text_at":"https://etfiq.com/compare/any/fina-vs-oef"}