{"url":"https://etfiq.com/benchmarks/tax-aware/","section":"benchmarks","title":"Tax-aware benchmarks: all 6 | ETFIQ","description":"6 ETFIQ tax-aware benchmarks for tax-aware and tax-sensitive allocation models, with weights, rule and returns over 1, 3, 5 and 10 years.","as_of":"Oct 7, 2026","structured_data":[{"@type":"ItemList","name":"Tax-aware benchmarks: all 6","numberOfItems":6,"itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ Tax-Aware, 20% stocks","url":"https://etfiq.com/benchmarks/tax-aware-20/"},{"@type":"ListItem","position":2,"name":"ETFIQ Tax-Aware, 40% stocks","url":"https://etfiq.com/benchmarks/tax-aware-40/"},{"@type":"ListItem","position":3,"name":"ETFIQ Tax-Aware, 60% stocks","url":"https://etfiq.com/benchmarks/tax-aware-60/"},{"@type":"ListItem","position":4,"name":"ETFIQ Tax-Aware, 80% stocks","url":"https://etfiq.com/benchmarks/tax-aware-80/"},{"@type":"ListItem","position":5,"name":"ETFIQ Tax-Aware, 95% stocks","url":"https://etfiq.com/benchmarks/tax-aware-95/"},{"@type":"ListItem","position":6,"name":"ETFIQ Municipal Bonds","url":"https://etfiq.com/benchmarks/municipal-bonds/"}]},{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is an ETFIQ benchmark?","acceptedAnswer":{"@type":"Answer","text":"A rule over broad, low-cost ETFs, written down before its returns were looked at, that measures model portfolios the way the S&P 500 measures large US stocks. Its weights, rule and returns are published."}},{"@type":"Question","name":"Can I invest in an ETFIQ benchmark?","acceptedAnswer":{"@type":"Answer","text":"No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds."}},{"@type":"Question","name":"Why are some returns hypothetical?","acceptedAnswer":{"@type":"Answer","text":"Each family\u2019s rule is frozen on a stated date. Returns before it apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Benchmarks","item":"https://etfiq.com/benchmarks/"},{"@type":"ListItem","position":3,"name":"Tax-aware","item":"https://etfiq.com/benchmarks/tax-aware/"}]},{"@type":"WebPage","name":"Tax-aware benchmarks: all 6","description":"6 ETFIQ tax-aware benchmarks for tax-aware and tax-sensitive allocation models, with weights, rule and returns over 1, 3, 5 and 10 years.","url":"https://etfiq.com/benchmarks/tax-aware/","dateModified":"2026-10-08","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":4351,"truncated":false,"content":"ETFIQ / Benchmarks / Tax-aware \n \n Rebuilt every trading night. Figures as of Oct 7, 2026; trailing windows end at the last month end, Sep 30, 2026.\n Tax-aware benchmarks\n 6 ETFIQ benchmarks for tax-aware and tax-sensitive allocation models. The rule, as the method states it, with x the stock share: \u201cx% VT, (100 - x)% VTEB.\u201d Launched on Oct 3, 2026.\n 6 Benchmarks \n 2 Funds held \n\n Over 10 years to Sep 30, 2026, the 6 tax-aware benchmarks returned +1.48% to +11.80% a year, hypothetical.\n Launched on Oct 3, 2026, when ETFIQ froze its rule. Figures before Oct 5, 2026 are hypothetical: today\u2019s rule and funds applied to earlier prices, which is look-ahead. From Oct 5, 2026 the record is tracked, and a window that starts before it is hypothetical as a whole.\n Total return a year, longest window\n Tax-Aware, 20% stocks: +3.71% a year, 10 years, hypothetical \n Tax-Aware, 40% stocks: +5.91% a year, 10 years, hypothetical \n Tax-Aware, 60% stocks: +8.08% a year, 10 years, hypothetical \n Tax-Aware, 80% stocks: +10.22% a year, 10 years, hypothetical \n Tax-Aware, 95% stocks: +11.80% a year, 10 years, hypothetical \n Municipal Bonds: +1.48% a year, 10 years, hypothetical \n Browse by family\n Strategic 8 Tax-aware 6 Factor 6 Income 5 Tactical 5 Thematic 6 Every tax-aware benchmark\n Total return over each trailing window to the last month end, with distributions reinvested. Data sourced by Tiingo .\n 6 ETFIQ tax-aware benchmarks, as of Oct 7, 2026. Data sourced by Tiingo. Benchmark Name Family Stocks Total return 1Y A year, 3Y A year, 5Y A year, 10Y Max drawdown Expense ratio Basis 1Y \n Tax-Aware, 20% stocks ETFIQ Tax-Aware, 20% stocks Tax-aware 20% +1.42% +6.34% +2.22% +3.71% \u221218.87% 0.04% Hypothetical \n Tax-Aware, 40% stocks ETFIQ Tax-Aware, 40% stocks Tax-aware 40% +5.06% +9.99% +4.52% +5.91% \u221221.93% 0.04% Hypothetical \n Tax-Aware, 60% stocks ETFIQ Tax-Aware, 60% stocks Tax-aware 60% +8.78% +13.73% +6.80% +8.08% \u221225.39% 0.05% Hypothetical \n Tax-Aware, 80% stocks ETFIQ Tax-Aware, 80% stocks Tax-aware 80% +12.57% +17.55% +9.08% +10.22% \u221229.69% 0.05% Hypothetical \n Tax-Aware, 95% stocks ETFIQ Tax-Aware, 95% stocks Tax-aware 95% +15.47% +20.46% +10.78% +11.80% \u221233.11% 0.06% Hypothetical \n Municipal Bonds ETFIQ Municipal Bonds Tax-aware 0% \u22122.15% +2.76% \u22120.07% +1.48% \u221217.00% 0.03% Hypothetical \n\n Questions people ask\n What is an ETFIQ benchmark? A rule over broad, low-cost ETFs, written down before its returns were looked at, that measures model portfolios the way the S&P 500 measures large US stocks. Its weights, rule and returns are published. Can I invest in an ETFIQ benchmark? No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds. Why are some returns hypothetical? Each family\u2019s rule is frozen on a stated date. Returns before it apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Total returns are market price with distributions reinvested, net of each fund\u2019s own fees, with nothing else deducted. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Data sourced by Tiingo .\n Where these figures came from\n Data sourced by Tiingo U.S. Treasury daily bill rates, for the Sharpe ratio Where to next\n How the benchmarks are built Every benchmark Core funds Look a portfolio through Every method Every model, side by side ETFIQ is an independent publisher of exchange-traded fund data. It is not a fund issuer, broker-dealer or investment adviser, takes no payment from issuers, and makes no recommendations.\n \n Cite this page. ETFIQ, Tax-aware benchmarks: all 6, data as of Oct 7, 2026. https://etfiq.com/benchmarks/tax-aware/ Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data .\n Other forms Plain ETFIQ, Tax-aware benchmarks: all 6, data as of Oct 7, 2026. https://etfiq.com/benchmarks/tax-aware/ APA ETFIQ. (Oct 7, 2026). Tax-aware benchmarks: all 6. Retrieved from https://etfiq.com/benchmarks/tax-aware/ Markdown [Tax-aware benchmarks: all 6 (ETFIQ, Oct 7, 2026)](https://etfiq.com/benchmarks/tax-aware/)","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, Tax-aware benchmarks: all 6, data as of Oct 7, 2026. https://etfiq.com/benchmarks/tax-aware/"}