{"url":"https://etfiq.com/benchmarks/tactical-60/","section":"benchmarks","title":"ETFIQ Tactical, from 60% stocks benchmark | ETFIQ","description":"ETFIQ Tactical, from 60% stocks holds 60% VT and 40% BND and AGG. Its returns by window and by year, risk and cost, as of Oct 7, 2026.","as_of":"Oct 7, 2026","structured_data":[{"@type":"ItemList","name":"What ETFIQ Tactical, from 60% stocks holds","numberOfItems":2,"itemListElement":[{"@type":"ListItem","position":1,"name":"VT","url":"https://etfiq.com/funds/vt"},{"@type":"ListItem","position":2,"name":"BIL","url":"https://etfiq.com/funds/bil"}]},{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is ETFIQ Tactical, from 60% stocks?","acceptedAnswer":{"@type":"Answer","text":"A rules-based benchmark: 60% VT and 40% US bonds (BND and AGG in equal parts), reset to each new allocation\u2019s weights, 192 of them since Nov 1, 2010, one each month at the close of the trading day after its month-end test. ETFIQ publishes it to measure tactical and dynamic models with about 60% in stocks. It is not a fund and cannot be bought."}},{"@type":"Question","name":"Is ETFIQ Tactical, from 60% stocks a recommendation?","acceptedAnswer":{"@type":"Answer","text":"No. It is a yardstick, the same for everyone, and every weight follows from a written rule and public facts. ETFIQ publishes no trades for it and takes no payment from the issuer of any fund it holds."}},{"@type":"Question","name":"Why are some of its returns hypothetical?","acceptedAnswer":{"@type":"Answer","text":"ETFIQ froze the rule on Oct 3, 2026. Returns before Oct 5, 2026 apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from that date are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Benchmarks","item":"https://etfiq.com/benchmarks/"},{"@type":"ListItem","position":3,"name":"Tactical","item":"https://etfiq.com/benchmarks/tactical/"},{"@type":"ListItem","position":4,"name":"Tactical, from 60% stocks","item":"https://etfiq.com/benchmarks/tactical-60/"}]},{"@type":"WebPage","name":"ETFIQ Tactical, from 60% stocks benchmark","description":"ETFIQ Tactical, from 60% stocks holds 60% VT and 40% BND and AGG. Its returns by window and by year, risk and cost, as of Oct 7, 2026.","url":"https://etfiq.com/benchmarks/tactical-60/","dateModified":"2026-10-08","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":10773,"truncated":false,"content":"ETFIQ / Benchmarks / Tactical / Tactical, from 60% stocks \n \n Rebuilt every trading night. Figures as of Oct 7, 2026; trailing windows end at the last month end, Sep 30, 2026.\n ETFIQ Tactical, from 60% stocks benchmark\n A benchmark for tactical and dynamic models in the moderate band: 60% VT and 40% US bonds (BND and AGG in equal parts), reset to each new allocation\u2019s weights, 192 of them since Nov 1, 2010, one each month at the close of the trading day after its month-end test. Each sleeve is held only while its trend test passes; otherwise its weight is in BIL. A yardstick, not a recommendation.\n +10.22% Total return, 1 year \n +6.75% Total return a year, 10 years \n\n Over 10 years to Sep 30, 2026, ETFIQ Tactical, from 60% stocks, had a total return of +6.75% a year, hypothetical.\n Launched on Oct 3, 2026, when ETFIQ froze its rule. Figures before Oct 5, 2026 are hypothetical: today\u2019s rule and funds applied to earlier prices, which is look-ahead. From Oct 5, 2026 the record is tracked, and a window that starts before it is hypothetical as a whole.\n Total return by calendar year\n 2011: \u22120.70% total return, hypothetical \n 2012: +0.03% total return, hypothetical \n 2013: +12.71% total return, hypothetical \n 2014: +3.94% total return, hypothetical \n 2015: \u22126.41% total return, hypothetical \n 2016: +5.18% total return, hypothetical \n 2017: +15.14% total return, hypothetical \n 2018: \u22121.59% total return, hypothetical \n 2019: +7.55% total return, hypothetical \n 2020: +13.41% total return, hypothetical \n 2021: +9.20% total return, hypothetical \n 2022: \u22124.66% total return, hypothetical \n 2023: +1.67% total return, hypothetical \n 2024: +9.67% total return, hypothetical \n 2025: +12.13% total return, hypothetical \n 2026 to Oct 7, 2026: +8.54% total return, hypothetical \n Other tactical benchmarks\n Tactical, from 20% stocks Tactical, from 40% stocks Tactical, from 60% stocks Tactical, from 80% stocks Tactical, from 95% stocks The rule\n The rule: 60% VT and 40% US bonds (BND and AGG in equal parts), reset to each new allocation\u2019s weights, 192 of them since Nov 1, 2010, one each month at the close of the trading day after its month-end test. The tactical family\u2019s rule, as the method states it: \u201cStart from S(x). At each month end, each sleeve is tested on its own total-return index (built from the same daily returns the engine uses): if that index is at or above its average over the last 10 month ends, the sleeve is held; otherwise it moves to BIL until a later month end passes the test.\u201d Methodology version 1.3; launched on Oct 3, 2026, when ETFIQ froze the family\u2019s rule. Every weight follows from the rule and public facts; the funds are chosen by the rules in the method .\n The test on Sep 30, 2026: Global stocks (VT) at 554.40 against its 10-month average of 528.78, held; US bonds (BND and AGG) at 144.55 against its 10-month average of 148.64, not held, so its 40% went to BIL. The weights changed at the close of Oct 1, 2026.\n What it holds\n The weights the rule sets at each rebalance, in force since Oct 1, 2026. Each fund\u2019s expense ratio is from its prospectus, as of Oct 24, 2025 and Feb 27, 2026.\n 2 funds held by ETFIQ Tactical, from 60% stocks, largest weight first, as of Oct 7, 2026. Source: ETFIQ. Ticker Fund Sleeve Weight Expense ratio \n VT Vanguard Total World Stock Index ETF Global stocks 60% 0.06% \n BIL SPDR Bloomberg 1-3 Month T-Bill ETF T-bills 40% 0.14% \n\n Weighted expense ratio 0.09%, each weight times its fund\u2019s expense ratio. It is already inside the returns below.\n The latest test, Sep 30, 2026\n Each sleeve\u2019s total-return index against its average over the last 10 month ends, this one included; a sleeve below it goes to BIL. The weights changed at the close of Oct 1, 2026.\n The test on Sep 30, 2026, as published with its inputs. Index points, 100 at each sleeve\u2019s first month end. Sleeve Funds Index 10-month average Index against its average Result Index base, 100 on \n Global stocks VT 554.40 528.78 +4.85% Held Jan 29, 2010 \n US bonds BND and AGG 144.55 148.64 \u22122.76% Not held: 40% to BIL Jan 29, 2010 \n\n Total return by window\n Trailing windows end at the last month end; the window since the start runs to the last close. A year is the annualised rate over whole months. Data sourced by Tiingo .\n Total return of ETFIQ Tactical, from 60% stocks over each window, as of Oct 7, 2026. Data sourced by Tiingo. Window From To Total return A year Basis Note \n 1 year Sep 30, 2025 Sep 30, 2026 +10.22% +10.22% Hypothetical \n 3 years Sep 29, 2023 Sep 30, 2026 +36.65% +10.97% Hypothetical \n 5 years Sep 30, 2021 Sep 30, 2026 +33.52% +5.95% Hypothetical \n 10 years Sep 30, 2016 Sep 30, 2026 +92.08% +6.75% Hypothetical \n Since Nov 1, 2010 Nov 1, 2010 Oct 7, 2026 +128.74% +5.44% Hypothetical A year over whole months, Nov 30, 2010 to Sep 30, 2026 \n\n Total return by calendar year\n Each year from the last close of one December to the next; the current year runs to the last close. Data sourced by Tiingo .\n Calendar-year total return of ETFIQ Tactical, from 60% stocks, as of Oct 7, 2026. Data sourced by Tiingo. Year Total return Basis Why not published \n 2026 to Oct 7, 2026 +8.54% Hypothetical \n 2025 +12.13% Hypothetical \n 2024 +9.67% Hypothetical \n 2023 +1.67% Hypothetical \n 2022 \u22124.66% Hypothetical \n 2021 +9.20% Hypothetical \n 2020 +13.41% Hypothetical \n 2019 +7.55% Hypothetical \n 2018 \u22121.59% Hypothetical \n 2017 +15.14% Hypothetical \n 2016 +5.18% Hypothetical \n 2015 \u22126.41% Hypothetical \n 2014 +3.94% Hypothetical \n 2013 +12.71% Hypothetical \n 2012 +0.03% Hypothetical \n 2011 \u22120.70% Hypothetical \n 2010 not published not published the history starts 2010-11-01, after the last close of December 2009 \n\n Risk, cost and turnover\n Volatility and the Sharpe ratio need 36 monthly returns; a figure with fewer is not published and says why. Data sourced by Tiingo .\n Risk and cost figures for ETFIQ Tactical, from 60% stocks, as of Oct 7, 2026. Data sourced by Tiingo. Figure Value Dates Basis Note \n Volatility, since the start 6.43% Nov 30, 2010 to Sep 30, 2026 Hypothetical \n Volatility, 10 years 6.76% Sep 30, 2016 to Sep 30, 2026 Hypothetical \n Volatility, 5 years 7.14% Sep 30, 2021 to Sep 30, 2026 Hypothetical \n Volatility, 3 years 7.27% Sep 29, 2023 to Sep 30, 2026 Hypothetical \n Maximum drawdown, since the start \u221213.07% Nov 1, 2010 to Oct 7, 2026 Hypothetical from a peak on Apr 29, 2011 to a low on Jul 24, 2012; back at the peak on May 3, 2013 \n Maximum drawdown, 1 year \u22126.50% Sep 30, 2025 to Sep 30, 2026 Hypothetical from a peak on Feb 25, 2026 to a low on Mar 27, 2026; back at the peak on Apr 17, 2026 \n Sharpe ratio, since the start 0.61 Nov 30, 2010 to Sep 30, 2026 Hypothetical return over the Treasury 13-week bill rate, per unit of volatility, monthly \n Sharpe ratio, 10 years 0.63 Sep 30, 2016 to Sep 30, 2026 Hypothetical return over the Treasury 13-week bill rate, per unit of volatility, monthly \n Sharpe ratio, 5 years 0.30 Sep 30, 2021 to Sep 30, 2026 Hypothetical return over the Treasury 13-week bill rate, per unit of volatility, monthly \n Turnover, since the start 161.33% a year Nov 30, 2010 to Sep 30, 2026 Hypothetical the share of the benchmark its rebalances traded, a year \n Factor loadings, since the start Mkt-RF 0.30; SMB \u22120.02; HML \u22120.06; RMW \u22120.07; CMA 0.12; Mom 0.01 Nov 30, 2010 to Aug 31, 2026 Hypothetical monthly excess return on the six factors, by least squares; each factor on its own row below \n Factor loading, market (Mkt-RF), since the start 0.30 Nov 30, 2010 to Aug 31, 2026 Hypothetical t statistic 11.18 \n Factor loading, size (SMB), since the start \u22120.02 Nov 30, 2010 to Aug 31, 2026 Hypothetical t statistic \u22120.41 \n Factor loading, value (HML), since the start \u22120.06 Nov 30, 2010 to Aug 31, 2026 Hypothetical t statistic \u22121.37 \n Factor loading, profitability (RMW), since the start \u22120.07 Nov 30, 2010 to Aug 31, 2026 Hypothetical t statistic \u22121.33 \n Factor loading, investment (CMA), since the start 0.12 Nov 30, 2010 to Aug 31, 2026 Hypothetical t statistic 1.84 \n Factor loading, momentum (Mom), since the start 0.01 Nov 30, 2010 to Aug 31, 2026 Hypothetical t statistic 0.36 \n Level, from 100 at the start 228.74 Nov 1, 2010 to Oct 7, 2026 Hypothetical the benchmark\u2019s value on Oct 7, 2026, from a base of 100 on Nov 1, 2010 \n Weighted expense ratio 0.09% Oct 7, 2026 Tracked each weight times its fund\u2019s expense ratio; already inside the returns \n\n Questions people ask\n What is ETFIQ Tactical, from 60% stocks? A rules-based benchmark: 60% VT and 40% US bonds (BND and AGG in equal parts), reset to each new allocation\u2019s weights, 192 of them since Nov 1, 2010, one each month at the close of the trading day after its month-end test. ETFIQ publishes it to measure tactical and dynamic models with about 60% in stocks. It is not a fund and cannot be bought. Is ETFIQ Tactical, from 60% stocks a recommendation? No. It is a yardstick, the same for everyone, and every weight follows from a written rule and public facts. ETFIQ publishes no trades for it and takes no payment from the issuer of any fund it holds. Why are some of its returns hypothetical? ETFIQ froze the rule on Oct 3, 2026. Returns before Oct 5, 2026 apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from that date are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Total returns are market price with distributions reinvested, net of each fund\u2019s own fees, with nothing else deducted. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Data sourced by Tiingo .\n Where these figures came from\n Data sourced by Tiingo U.S. Treasury daily bill rates, for the Sharpe ratio Each fund\u2019s page, with its prospectus and fee Where to next\n Every tactical benchmark How the benchmarks are built Every benchmark Core funds Look a portfolio through Every method Every model, side by side ETFIQ is an independent publisher of exchange-traded fund data. It is not a fund issuer, broker-dealer or investment adviser, takes no payment from issuers, and makes no recommendations.\n \n Cite this page. ETFIQ, ETFIQ Tactical, from 60% stocks benchmark, data as of Oct 7, 2026. https://etfiq.com/benchmarks/tactical-60/ Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data .\n Other forms Plain ETFIQ, ETFIQ Tactical, from 60% stocks benchmark, data as of Oct 7, 2026. https://etfiq.com/benchmarks/tactical-60/ APA ETFIQ. (Oct 7, 2026). ETFIQ Tactical, from 60% stocks benchmark. Retrieved from https://etfiq.com/benchmarks/tactical-60/ Markdown [ETFIQ Tactical, from 60% stocks benchmark (ETFIQ, Oct 7, 2026)](https://etfiq.com/benchmarks/tactical-60/)","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, ETFIQ Tactical, from 60% stocks benchmark, data as of Oct 7, 2026. https://etfiq.com/benchmarks/tactical-60/"}