# Benchmarks for model portfolios: all 36 > 36 rules-based ETFIQ benchmarks in 6 families, built from broad, low-cost ETFs, each with its weights, rule and returns published. Data as of Oct 7, 2026. Rebuilt every trading night. Rebuilt every trading night. Figures as of Oct 7, 2026; trailing windows end at the last month end, Sep 30, 2026. ## Benchmarks for model portfolios 36 ETFIQ benchmarks in 6 families, each a written rule over broad, low-cost ETFs. They measure model portfolios the way the S&P 500 measures large US stocks, and none is a recommendation. 36 Benchmarks 6 Families 54 Funds held Over 10 years to Sep 30, 2026, strategic benchmarks at 20% to 95% stocks returned +3.41% to +11.78% a year, hypothetical. ### Total return a year, longest window - Strategic, 20% stocks: +3.41% a year, 10 years, hypothetical - Strategic, 40% stocks: +5.68% a year, 10 years, hypothetical - Strategic, 60% stocks: +7.93% a year, 10 years, hypothetical - Strategic, 80% stocks: +10.14% a year, 10 years, hypothetical - Strategic, 95% stocks: +11.78% a year, 10 years, hypothetical - Global Stocks: +12.32% a year, 10 years, hypothetical - US Stocks: +14.69% a year, 10 years, hypothetical - US Bonds: +1.11% a year, 10 years, hypothetical - Tax-Aware, 20% stocks: +3.71% a year, 10 years, hypothetical - Tax-Aware, 40% stocks: +5.91% a year, 10 years, hypothetical - Tax-Aware, 60% stocks: +8.08% a year, 10 years, hypothetical - Tax-Aware, 80% stocks: +10.22% a year, 10 years, hypothetical - Tax-Aware, 95% stocks: +11.80% a year, 10 years, hypothetical - Municipal Bonds: +1.48% a year, 10 years, hypothetical - Factor, 20% stocks: +3.63% a year, 10 years, hypothetical - Factor, 40% stocks: +6.13% a year, 10 years, hypothetical - Factor, 60% stocks: +8.59% a year, 10 years, hypothetical - Factor, 80% stocks: +11.02% a year, 10 years, hypothetical - Factor, 95% stocks: +12.82% a year, 10 years, hypothetical - Factor, 100% stocks: +13.41% a year, 10 years, hypothetical - Income, 20% stocks: +4.30% a year, 10 years, hypothetical - Income, 40% stocks: +5.75% a year, 10 years, hypothetical - Income, 60% stocks: +7.17% a year, 10 years, hypothetical - Income, 80% stocks: +8.58% a year, 10 years, hypothetical - Income, 95% stocks: +9.62% a year, 10 years, hypothetical - Tactical, from 20% stocks: +3.22% a year, 10 years, hypothetical - Tactical, from 40% stocks: +4.99% a year, 10 years, hypothetical - Tactical, from 60% stocks: +6.75% a year, 10 years, hypothetical - Tactical, from 80% stocks: +8.48% a year, 10 years, hypothetical - Tactical, from 95% stocks: +9.76% a year, 10 years, hypothetical - Thematic, 20% stocks: +4.19% a year, 10 years, hypothetical - Thematic, 40% stocks: +7.17% a year, 10 years, hypothetical - Thematic, 60% stocks: +10.03% a year, 10 years, hypothetical - Thematic, 80% stocks: +12.75% a year, 10 years, hypothetical - Thematic, 95% stocks: +14.70% a year, 10 years, hypothetical - Thematic, 100% stocks: +15.33% a year, 10 years, hypothetical ### Browse by family ### Sort the table ### All 36 benchmarks Total return over each trailing window to the last month end, with distributions reinvested. Data sourced by Tiingo . | Benchmark | Name | Family | Stocks | Total return 1Y | A year, 3Y | A year, 5Y | A year, 10Y | Max drawdown | Expense ratio | Basis 1Y | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | US Bonds | ETFIQ US Bonds | Strategic | 0% | −1.85% | +4.05% | −0.63% | +1.11% | −18.50% | 0.03% | Hypothetical | | Strategic, 20% stocks | ETFIQ Strategic, 20% stocks | Strategic | 20% | +1.67% | +7.40% | +1.77% | +3.41% | −18.74% | 0.04% | Hypothetical | | Strategic, 40% stocks | ETFIQ Strategic, 40% stocks | Strategic | 40% | +5.27% | +10.82% | +4.17% | +5.68% | −20.32% | 0.04% | Hypothetical | | Strategic, 60% stocks | ETFIQ Strategic, 60% stocks | Strategic | 60% | +8.93% | +14.30% | +6.57% | +7.93% | −22.31% | 0.05% | Hypothetical | | Strategic, 80% stocks | ETFIQ Strategic, 80% stocks | Strategic | 80% | +12.65% | +17.84% | +8.96% | +10.14% | −28.15% | 0.05% | Hypothetical | | Strategic, 95% stocks | ETFIQ Strategic, 95% stocks | Strategic | 95% | +15.49% | +20.54% | +10.75% | +11.78% | −32.74% | 0.06% | Hypothetical | | Global Stocks | ETFIQ Global Stocks | Strategic | 100% | +16.45% | +21.45% | +11.35% | +12.32% | −34.23% | 0.06% | Hypothetical | | US Stocks | ETFIQ US Stocks | Strategic | 100% | +15.38% | +22.34% | +12.57% | +14.69% | −35.00% | 0.03% | Hypothetical | | Municipal Bonds | ETFIQ Municipal Bonds | Tax-aware | 0% | −2.15% | +2.76% | −0.07% | +1.48% | −17.00% | 0.03% | Hypothetical | | Tax-Aware, 20% stocks | ETFIQ Tax-Aware, 20% stocks | Tax-aware | 20% | +1.42% | +6.34% | +2.22% | +3.71% | −18.87% | 0.04% | Hypothetical | | Tax-Aware, 40% stocks | ETFIQ Tax-Aware, 40% stocks | Tax-aware | 40% | +5.06% | +9.99% | +4.52% | +5.91% | −21.93% | 0.04% | Hypothetical | | Tax-Aware, 60% stocks | ETFIQ Tax-Aware, 60% stocks | Tax-aware | 60% | +8.78% | +13.73% | +6.80% | +8.08% | −25.39% | 0.05% | Hypothetical | | Tax-Aware, 80% stocks | ETFIQ Tax-Aware, 80% stocks | Tax-aware | 80% | +12.57% | +17.55% | +9.08% | +10.22% | −29.69% | 0.05% | Hypothetical | | Tax-Aware, 95% stocks | ETFIQ Tax-Aware, 95% stocks | Tax-aware | 95% | +15.47% | +20.46% | +10.78% | +11.80% | −33.11% | 0.06% | Hypothetical | | Factor, 20% stocks | ETFIQ Factor, 20% stocks | Factor | 20% | +2.86% | +7.71% | +1.91% | +3.63% | −18.08% | 0.05% | Hypothetical | | Factor, 40% stocks | ETFIQ Factor, 40% stocks | Factor | 40% | +7.70% | +11.43% | +4.44% | +6.13% | −18.95% | 0.07% | Hypothetical | | Factor, 60% stocks | ETFIQ Factor, 60% stocks | Factor | 60% | +12.68% | +15.21% | +6.95% | +8.59% | −23.33% | 0.09% | Hypothetical | | Factor, 80% stocks | ETFIQ Factor, 80% stocks | Factor | 80% | +17.80% | +19.06% | +9.46% | +11.02% | −30.00% | 0.11% | Hypothetical | | Factor, 95% stocks | ETFIQ Factor, 95% stocks | Factor | 95% | +21.73% | +21.98% | +11.32% | +12.82% | −34.81% | 0.12% | Hypothetical | | Factor, 100% stocks | ETFIQ Factor, 100% stocks | Factor | 100% | +23.06% | +22.96% | +11.94% | +13.41% | −36.37% | 0.13% | Hypothetical | | Income, 20% stocks | ETFIQ Income, 20% stocks | Income | 20% | +2.70% | +8.00% | +3.24% | +4.30% | −16.90% | 0.10% | Hypothetical | | Income, 40% stocks | ETFIQ Income, 40% stocks | Income | 40% | +5.75% | +9.96% | +4.94% | +5.75% | −21.21% | 0.15% | Hypothetical | | Income, 60% stocks | ETFIQ Income, 60% stocks | Income | 60% | +8.87% | +11.94% | +6.63% | +7.17% | −25.71% | 0.21% | Hypothetical | | Income, 80% stocks | ETFIQ Income, 80% stocks | Income | 80% | +12.06% | +13.93% | +8.34% | +8.58% | −30.06% | 0.26% | Hypothetical | | Income, 95% stocks | ETFIQ Income, 95% stocks | Income | 95% | +14.50% | +15.44% | +9.61% | +9.62% | −33.23% | 0.31% | Hypothetical | | Tactical, from 20% stocks | ETFIQ Tactical, from 20% stocks | Tactical | 20% | +4.14% | +6.05% | +2.65% | +3.22% | −7.44% | 0.12% | Hypothetical | | Tactical, from 40% stocks | ETFIQ Tactical, from 40% stocks | Tactical | 40% | +7.17% | +8.50% | +4.31% | +4.99% | −8.51% | 0.11% | Hypothetical | | Tactical, from 60% stocks | ETFIQ Tactical, from 60% stocks | Tactical | 60% | +10.22% | +10.97% | +5.95% | +6.75% | −13.07% | 0.09% | Hypothetical | | Tactical, from 80% stocks | ETFIQ Tactical, from 80% stocks | Tactical | 80% | +13.32% | +13.45% | +7.58% | +8.48% | −19.83% | 0.08% | Hypothetical | | Tactical, from 95% stocks | ETFIQ Tactical, from 95% stocks | Tactical | 95% | +15.66% | +15.33% | +8.80% | +9.76% | −24.63% | 0.06% | Hypothetical | | Thematic, 20% stocks | ETFIQ Thematic, 20% stocks | Thematic | 20% | +1.60% | +8.42% | +1.98% | +4.19% | −20.56% | 0.13% | Hypothetical | | Thematic, 40% stocks | ETFIQ Thematic, 40% stocks | Thematic | 40% | +5.06% | +12.82% | +4.53% | +7.17% | −24.13% | 0.24% | Hypothetical | | Thematic, 60% stocks | ETFIQ Thematic, 60% stocks | Thematic | 60% | +8.55% | +17.24% | +7.00% | +10.03% | −27.93% | 0.34% | Hypothetical | | Thematic, 80% stocks | ETFIQ Thematic, 80% stocks | Thematic | 80% | +12.05% | +21.69% | +9.40% | +12.75% | −31.65% | 0.45% | Hypothetical | | Thematic, 95% stocks | ETFIQ Thematic, 95% stocks | Thematic | 95% | +14.68% | +25.04% | +11.14% | +14.70% | −35.23% | 0.52% | Hypothetical | | Thematic, 100% stocks | ETFIQ Thematic, 100% stocks | Thematic | 100% | +15.56% | +26.16% | +11.71% | +15.33% | −36.80% | 0.55% | Hypothetical | ### Questions people ask What is an ETFIQ benchmark? A rule over broad, low-cost ETFs, written down before its returns were looked at, that measures model portfolios the way the S&P 500 measures large US stocks. Its weights, rule and returns are published. Can I invest in an ETFIQ benchmark? No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds. Why are some returns hypothetical? Each family’s rule is frozen on a stated date. Returns before it apply today’s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Total returns are market price with distributions reinvested, net of each fund’s own fees, with nothing else deducted. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Data sourced by Tiingo . ### Where these figures came from ### Where to next ETFIQ is an independent publisher of exchange-traded fund data. It is not a fund issuer, broker-dealer or investment adviser, takes no payment from issuers, and makes no recommendations. --- Source: ETFIQ, independent ETF data. Recomputed nightly from public filings and prices. Cite: ETFIQ, Benchmarks for model portfolios: all 36, data as of Oct 7, 2026. https://etfiq.com/benchmarks/ Licence: https://etfiq.com/license/ Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms. HTML: https://etfiq.com/benchmarks/