{"url":"https://etfiq.com/benchmarks/","section":"benchmarks","title":"Benchmarks for model portfolios: all 36 | ETFIQ","description":"36 rules-based ETFIQ benchmarks in 6 families, built from broad, low-cost ETFs, each with its weights, rule and returns published.","as_of":"Oct 7, 2026","structured_data":[{"@type":"ItemList","name":"Benchmarks for model portfolios: all 36","numberOfItems":36,"itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ US Bonds","url":"https://etfiq.com/benchmarks/us-bonds/"},{"@type":"ListItem","position":2,"name":"ETFIQ Strategic, 20% stocks","url":"https://etfiq.com/benchmarks/strategic-20/"},{"@type":"ListItem","position":3,"name":"ETFIQ Strategic, 40% stocks","url":"https://etfiq.com/benchmarks/strategic-40/"},{"@type":"ListItem","position":4,"name":"ETFIQ Strategic, 60% stocks","url":"https://etfiq.com/benchmarks/strategic-60/"},{"@type":"ListItem","position":5,"name":"ETFIQ Strategic, 80% 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stocks","url":"https://etfiq.com/benchmarks/income-20/"},{"@type":"ListItem","position":22,"name":"ETFIQ Income, 40% stocks","url":"https://etfiq.com/benchmarks/income-40/"},{"@type":"ListItem","position":23,"name":"ETFIQ Income, 60% stocks","url":"https://etfiq.com/benchmarks/income-60/"},{"@type":"ListItem","position":24,"name":"ETFIQ Income, 80% stocks","url":"https://etfiq.com/benchmarks/income-80/"},{"@type":"ListItem","position":25,"name":"ETFIQ Income, 95% stocks","url":"https://etfiq.com/benchmarks/income-95/"},{"@type":"ListItem","position":26,"name":"ETFIQ Tactical, from 20% stocks","url":"https://etfiq.com/benchmarks/tactical-20/"},{"@type":"ListItem","position":27,"name":"ETFIQ Tactical, from 40% stocks","url":"https://etfiq.com/benchmarks/tactical-40/"},{"@type":"ListItem","position":28,"name":"ETFIQ Tactical, from 60% stocks","url":"https://etfiq.com/benchmarks/tactical-60/"},{"@type":"ListItem","position":29,"name":"ETFIQ Tactical, from 80% 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benchmark?","acceptedAnswer":{"@type":"Answer","text":"A rule over broad, low-cost ETFs, written down before its returns were looked at, that measures model portfolios the way the S&P 500 measures large US stocks. Its weights, rule and returns are published."}},{"@type":"Question","name":"Can I invest in an ETFIQ benchmark?","acceptedAnswer":{"@type":"Answer","text":"No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds."}},{"@type":"Question","name":"Why are some returns hypothetical?","acceptedAnswer":{"@type":"Answer","text":"Each family\u2019s rule is frozen on a stated date. Returns before it apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Benchmarks","item":"https://etfiq.com/benchmarks/"}]},{"@type":"WebPage","name":"Benchmarks for model portfolios: all 36","description":"36 rules-based ETFIQ benchmarks in 6 families, built from broad, low-cost ETFs, each with its weights, rule and returns published.","url":"https://etfiq.com/benchmarks/","dateModified":"2026-10-08","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":9694,"truncated":false,"content":"ETFIQ / Benchmarks \n \n Rebuilt every trading night. Figures as of Oct 7, 2026; trailing windows end at the last month end, Sep 30, 2026.\n Benchmarks for model portfolios\n 36 ETFIQ benchmarks in 6 families, each a written rule over broad, low-cost ETFs. They measure model portfolios the way the S&P 500 measures large US stocks, and none is a recommendation.\n 36 Benchmarks \n 6 Families \n 54 Funds held \n\n Over 10 years to Sep 30, 2026, strategic benchmarks at 20% to 95% stocks returned +3.41% to +11.78% a year, hypothetical.\n Total return a year, longest window\n Strategic, 20% stocks: +3.41% a year, 10 years, hypothetical \n Strategic, 40% stocks: +5.68% a year, 10 years, hypothetical \n Strategic, 60% stocks: +7.93% a year, 10 years, hypothetical \n Strategic, 80% stocks: +10.14% a year, 10 years, hypothetical \n Strategic, 95% stocks: +11.78% a year, 10 years, hypothetical \n Global Stocks: +12.32% a year, 10 years, hypothetical \n US Stocks: +14.69% a year, 10 years, hypothetical \n US Bonds: +1.11% a year, 10 years, hypothetical \n Tax-Aware, 20% stocks: +3.71% a year, 10 years, hypothetical \n Tax-Aware, 40% stocks: +5.91% a year, 10 years, hypothetical \n Tax-Aware, 60% stocks: +8.08% a year, 10 years, hypothetical \n Tax-Aware, 80% stocks: +10.22% a year, 10 years, hypothetical \n Tax-Aware, 95% stocks: +11.80% a year, 10 years, hypothetical \n Municipal Bonds: +1.48% a year, 10 years, hypothetical \n Factor, 20% stocks: +3.63% a year, 10 years, hypothetical \n Factor, 40% stocks: +6.13% a year, 10 years, hypothetical \n Factor, 60% stocks: +8.59% a year, 10 years, hypothetical \n Factor, 80% stocks: +11.02% a year, 10 years, hypothetical \n Factor, 95% stocks: +12.82% a year, 10 years, hypothetical \n Factor, 100% stocks: +13.41% a year, 10 years, hypothetical \n Income, 20% stocks: +4.30% a year, 10 years, hypothetical \n Income, 40% stocks: +5.75% a year, 10 years, hypothetical \n Income, 60% stocks: +7.17% a year, 10 years, hypothetical \n Income, 80% stocks: +8.58% a year, 10 years, hypothetical \n Income, 95% stocks: +9.62% a year, 10 years, hypothetical \n Tactical, from 20% stocks: +3.22% a year, 10 years, hypothetical \n Tactical, from 40% stocks: +4.99% a year, 10 years, hypothetical \n Tactical, from 60% stocks: +6.75% a year, 10 years, hypothetical \n Tactical, from 80% stocks: +8.48% a year, 10 years, hypothetical \n Tactical, from 95% stocks: +9.76% a year, 10 years, hypothetical \n Thematic, 20% stocks: +4.19% a year, 10 years, hypothetical \n Thematic, 40% stocks: +7.17% a year, 10 years, hypothetical \n Thematic, 60% stocks: +10.03% a year, 10 years, hypothetical \n Thematic, 80% stocks: +12.75% a year, 10 years, hypothetical \n Thematic, 95% stocks: +14.70% a year, 10 years, hypothetical \n Thematic, 100% stocks: +15.33% a year, 10 years, hypothetical \n Browse by family\n Strategic 8 Tax-aware 6 Factor 6 Income 5 Tactical 5 Thematic 6 Sort the table\n By name, A to Z By stock share, low to high By 1-year total return, best first By 3-year annualised return, best first By 3-year volatility, low to high By expense ratio, low to high All 36 benchmarks\n Total return over each trailing window to the last month end, with distributions reinvested. Data sourced by Tiingo .\n 36 ETFIQ benchmarks by family, as of Oct 7, 2026. Data sourced by Tiingo. Benchmark Name Family Stocks Total return 1Y A year, 3Y A year, 5Y A year, 10Y Max drawdown Expense ratio Basis 1Y \n US Bonds ETFIQ US Bonds Strategic 0% \u22121.85% +4.05% \u22120.63% +1.11% \u221218.50% 0.03% Hypothetical \n Strategic, 20% stocks ETFIQ Strategic, 20% stocks Strategic 20% +1.67% +7.40% +1.77% +3.41% \u221218.74% 0.04% Hypothetical \n Strategic, 40% stocks ETFIQ Strategic, 40% stocks Strategic 40% +5.27% +10.82% +4.17% +5.68% \u221220.32% 0.04% Hypothetical \n Strategic, 60% stocks ETFIQ Strategic, 60% stocks Strategic 60% +8.93% +14.30% +6.57% +7.93% \u221222.31% 0.05% Hypothetical \n Strategic, 80% stocks ETFIQ Strategic, 80% stocks Strategic 80% +12.65% +17.84% +8.96% +10.14% \u221228.15% 0.05% Hypothetical \n Strategic, 95% stocks ETFIQ Strategic, 95% stocks Strategic 95% +15.49% +20.54% +10.75% +11.78% \u221232.74% 0.06% Hypothetical \n Global Stocks ETFIQ Global Stocks Strategic 100% +16.45% +21.45% +11.35% +12.32% \u221234.23% 0.06% Hypothetical \n US Stocks ETFIQ US Stocks Strategic 100% +15.38% +22.34% +12.57% +14.69% \u221235.00% 0.03% Hypothetical \n Municipal Bonds ETFIQ Municipal Bonds Tax-aware 0% \u22122.15% +2.76% \u22120.07% +1.48% \u221217.00% 0.03% Hypothetical \n Tax-Aware, 20% stocks ETFIQ Tax-Aware, 20% stocks Tax-aware 20% +1.42% +6.34% +2.22% +3.71% \u221218.87% 0.04% Hypothetical \n Tax-Aware, 40% stocks ETFIQ Tax-Aware, 40% stocks Tax-aware 40% +5.06% +9.99% +4.52% +5.91% \u221221.93% 0.04% Hypothetical \n Tax-Aware, 60% stocks ETFIQ Tax-Aware, 60% stocks Tax-aware 60% +8.78% +13.73% +6.80% +8.08% \u221225.39% 0.05% Hypothetical \n Tax-Aware, 80% stocks ETFIQ Tax-Aware, 80% stocks Tax-aware 80% +12.57% +17.55% +9.08% +10.22% \u221229.69% 0.05% Hypothetical \n Tax-Aware, 95% stocks ETFIQ Tax-Aware, 95% stocks Tax-aware 95% +15.47% +20.46% +10.78% +11.80% \u221233.11% 0.06% Hypothetical \n Factor, 20% stocks ETFIQ Factor, 20% stocks Factor 20% +2.86% +7.71% +1.91% +3.63% \u221218.08% 0.05% Hypothetical \n Factor, 40% stocks ETFIQ Factor, 40% stocks Factor 40% +7.70% +11.43% +4.44% +6.13% \u221218.95% 0.07% Hypothetical \n Factor, 60% stocks ETFIQ Factor, 60% stocks Factor 60% +12.68% +15.21% +6.95% +8.59% \u221223.33% 0.09% Hypothetical \n Factor, 80% stocks ETFIQ Factor, 80% stocks Factor 80% +17.80% +19.06% +9.46% +11.02% \u221230.00% 0.11% Hypothetical \n Factor, 95% stocks ETFIQ Factor, 95% stocks Factor 95% +21.73% +21.98% +11.32% +12.82% \u221234.81% 0.12% Hypothetical \n Factor, 100% stocks ETFIQ Factor, 100% stocks Factor 100% +23.06% +22.96% +11.94% +13.41% \u221236.37% 0.13% Hypothetical \n Income, 20% stocks ETFIQ Income, 20% stocks Income 20% +2.70% +8.00% +3.24% +4.30% \u221216.90% 0.10% Hypothetical \n Income, 40% stocks ETFIQ Income, 40% stocks Income 40% +5.75% +9.96% +4.94% +5.75% \u221221.21% 0.15% Hypothetical \n Income, 60% stocks ETFIQ Income, 60% stocks Income 60% +8.87% +11.94% +6.63% +7.17% \u221225.71% 0.21% Hypothetical \n Income, 80% stocks ETFIQ Income, 80% stocks Income 80% +12.06% +13.93% +8.34% +8.58% \u221230.06% 0.26% Hypothetical \n Income, 95% stocks ETFIQ Income, 95% stocks Income 95% +14.50% +15.44% +9.61% +9.62% \u221233.23% 0.31% Hypothetical \n Tactical, from 20% stocks ETFIQ Tactical, from 20% stocks Tactical 20% +4.14% +6.05% +2.65% +3.22% \u22127.44% 0.12% Hypothetical \n Tactical, from 40% stocks ETFIQ Tactical, from 40% stocks Tactical 40% +7.17% +8.50% +4.31% +4.99% \u22128.51% 0.11% Hypothetical \n Tactical, from 60% stocks ETFIQ Tactical, from 60% stocks Tactical 60% +10.22% +10.97% +5.95% +6.75% \u221213.07% 0.09% Hypothetical \n Tactical, from 80% stocks ETFIQ Tactical, from 80% stocks Tactical 80% +13.32% +13.45% +7.58% +8.48% \u221219.83% 0.08% Hypothetical \n Tactical, from 95% stocks ETFIQ Tactical, from 95% stocks Tactical 95% +15.66% +15.33% +8.80% +9.76% \u221224.63% 0.06% Hypothetical \n Thematic, 20% stocks ETFIQ Thematic, 20% stocks Thematic 20% +1.60% +8.42% +1.98% +4.19% \u221220.56% 0.13% Hypothetical \n Thematic, 40% stocks ETFIQ Thematic, 40% stocks Thematic 40% +5.06% +12.82% +4.53% +7.17% \u221224.13% 0.24% Hypothetical \n Thematic, 60% stocks ETFIQ Thematic, 60% stocks Thematic 60% +8.55% +17.24% +7.00% +10.03% \u221227.93% 0.34% Hypothetical \n Thematic, 80% stocks ETFIQ Thematic, 80% stocks Thematic 80% +12.05% +21.69% +9.40% +12.75% \u221231.65% 0.45% Hypothetical \n Thematic, 95% stocks ETFIQ Thematic, 95% stocks Thematic 95% +14.68% +25.04% +11.14% +14.70% \u221235.23% 0.52% Hypothetical \n Thematic, 100% stocks ETFIQ Thematic, 100% stocks Thematic 100% +15.56% +26.16% +11.71% +15.33% \u221236.80% 0.55% Hypothetical \n\n Questions people ask\n What is an ETFIQ benchmark? A rule over broad, low-cost ETFs, written down before its returns were looked at, that measures model portfolios the way the S&P 500 measures large US stocks. Its weights, rule and returns are published. Can I invest in an ETFIQ benchmark? No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds. Why are some returns hypothetical? Each family\u2019s rule is frozen on a stated date. Returns before it apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Total returns are market price with distributions reinvested, net of each fund\u2019s own fees, with nothing else deducted. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Data sourced by Tiingo .\n Where these figures came from\n Data sourced by Tiingo U.S. Treasury daily bill rates, for the Sharpe ratio Where to next\n How the benchmarks are built Core funds Look a portfolio through Every method Every model, side by side ETFIQ is an independent publisher of exchange-traded fund data. It is not a fund issuer, broker-dealer or investment adviser, takes no payment from issuers, and makes no recommendations.\n \n Cite this page. ETFIQ, Benchmarks for model portfolios: all 36, data as of Oct 7, 2026. https://etfiq.com/benchmarks/ Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data .\n Other forms Plain ETFIQ, Benchmarks for model portfolios: all 36, data as of Oct 7, 2026. https://etfiq.com/benchmarks/ APA ETFIQ. (Oct 7, 2026). Benchmarks for model portfolios: all 36. Retrieved from https://etfiq.com/benchmarks/ Markdown [Benchmarks for model portfolios: all 36 (ETFIQ, Oct 7, 2026)](https://etfiq.com/benchmarks/)","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, Benchmarks for model portfolios: all 36, data as of Oct 7, 2026. https://etfiq.com/benchmarks/"}