{"url":"https://etfiq.com/academy/building-wealth/","section":"academy","title":"Building Wealth: Free Intermediate ETF Course | ETFIQ","description":"Building Wealth: Emergency funds, inflation, income funds and return of capital. 6 free lessons on real ETF data, with quizzes and a certificate.","as_of":"Nov 10, 2026","structured_data":[{"@type":"Course","@id":"https://etfiq.com/academy/building-wealth/#course","name":"Building Wealth","description":"As of Nov 10, 2026, ETFIQ Academy\u2019s Building Wealth course has 6 free intermediate lessons on real ETF data, about 42 minutes in all.","url":"https://etfiq.com/academy/building-wealth/","provider":{"@type":"Organization","name":"ETFIQ Research","url":"https://etfiq.com"},"educationalLevel":"Intermediate","inLanguage":"en","isAccessibleForFree":true,"offers":{"@type":"Offer","category":"Free","price":0,"priceCurrency":"USD"},"hasCourseInstance":{"@type":"CourseInstance","courseMode":"Online","courseWorkload":"PT42M"},"hasPart":[{"@type":"LearningResource","name":"Your emergency fund: how much, and where to keep it","url":"https://etfiq.com/academy/building-wealth/emergency-fund/","position":1},{"@type":"LearningResource","name":"Inflation and real return: what your money can buy","url":"https://etfiq.com/academy/building-wealth/inflation-and-real-return/","position":2},{"@type":"LearningResource","name":"Income funds: why yield is not return","url":"https://etfiq.com/academy/building-wealth/yield-is-not-return/","position":3},{"@type":"LearningResource","name":"Taxable or tax-advantaged: where payouts get taxed","url":"https://etfiq.com/academy/building-wealth/taxable-vs-tax-advantaged/","position":4},{"@type":"LearningResource","name":"Bonds for income: duration and the rate cushion","url":"https://etfiq.com/academy/building-wealth/bonds-for-income/","position":5},{"@type":"LearningResource","name":"Retirement withdrawals: a 4% draw in a bad year","url":"https://etfiq.com/academy/building-wealth/retirement-drawdown/","position":6}],"dateModified":"2026-11-10"},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Academy","item":"https://etfiq.com/academy/"},{"@type":"ListItem","position":3,"name":"Building Wealth","item":"https://etfiq.com/academy/building-wealth/"}]},{"@type":"WebPage","name":"Building Wealth: Free Intermediate ETF Course","description":"Building Wealth: Emergency funds, inflation, income funds and return of capital. 6 free lessons on real ETF data, with quizzes and a certificate.","url":"https://etfiq.com/academy/building-wealth/","dateModified":"2026-11-10","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".lede"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":2359,"truncated":false,"content":"ETFIQ / Academy / Building Wealth \n \n Building Wealth\n Data as of Nov 10, 2026. Rebuilt every trading night.\n As of Nov 10, 2026, ETFIQ Academy\u2019s Building Wealth course has 6 free intermediate lessons on real ETF data, about 42 minutes in all.\n Building Wealth \u00b7 6 lessons published 1 2 3 4 5 6 \n Start the course \n Lessons\n Your emergency fund: how much, and where to keep it Lesson 1, 7 minutes \n Inflation and real return: what your money can buy Lesson 2, 7 minutes \n Income funds: why yield is not return Lesson 3, 7 minutes \n Taxable or tax-advantaged: where payouts get taxed Lesson 4, 7 minutes \n Bonds for income: duration and the rate cushion Lesson 5, 7 minutes \n Retirement withdrawals: a 4% draw in a bad year Lesson 6, 7 minutes \n Your progress\n Finish all 6 lessons and get 2 of 3 right on each quiz to earn the course certificate. 0 of 6 lessons passed on this device. \n What you learn\n How to judge a short-term home for an emergency fund: the value must hold, so look at total return and the worst fall, not the yield\n What inflation does to a return: nominal against real, and why a cash fund keeping pace is not losing\n Why yield only counts the cash paid out, and how price change and total return show whether the payout was earned\n How the account a fund sits in decides when its payouts are taxed, and why the fund's own tax split still has to be read\n How bond price moves with rates (duration), what a year of income offsets (the rate cushion), and why a higher yield is not a better fund\n Why a fall early in retirement hurts most when the yearly draw is large: the same dollars become a bigger share of a smaller balance\n Where to next\n More in this track ETFIQ Academy For teachers: answer keys ETF explainers \n Cite this page. ETFIQ, Building Wealth: free ETF course, data as of Nov 10, 2026. https://etfiq.com/academy/building-wealth/ Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data .\n Other forms Plain ETFIQ, Building Wealth: free ETF course, data as of Nov 10, 2026. https://etfiq.com/academy/building-wealth/ APA ETFIQ. (Nov 10, 2026). Building Wealth: free ETF course. Retrieved from https://etfiq.com/academy/building-wealth/ Markdown [Building Wealth: free ETF course (ETFIQ, Nov 10, 2026)](https://etfiq.com/academy/building-wealth/)","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, Building Wealth: free ETF course, data as of Nov 10, 2026. https://etfiq.com/academy/building-wealth/"}